 |
 |
 |
Always check our rates before you take loan from anyone else. We consistently offer some of best rates around. |
 |
 |
|
|
|
|
|
|
 |
|
|
|
|
|
 |
|
|
|
|
|
|
Shares Shares
Share Type 01
|
| Tier |
Dividend Rate |
Annual Percentage Rate |
Compounding Period |
| $100.00 - $4,999.99
|
.05% |
.05% |
Quarterly |
| $5,000.00 - $9,999.99 |
.05% |
.05% |
Quarterly |
| $10,000.00 And Above |
.05% |
.05% |
Quarterly |
| Share Type 02 |
.05% |
.05% |
Quarterly |
| Share Type 76 |
.05% |
.05% |
Monthly |
| Share Types 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 15, 20 |
.05% |
.05% |
Quarterly |
| Share Types 81-91 |
.05% |
.05% |
Quaterly |
| Share Type 20 |
.00% |
.00% |
Quaterly |
| |
|
|
|
| |
|
|
|
| |
|
|
|
| |
|
|
|
| |
|
|
|
4th Quarter Ending 12-31-2011 |
|
|
 |
IRA
Gold Account
|
| Tier |
Dividend
Rate |
Annual
Percentage
Yield |
Compounding
Period |
| $25.00 - $1999.99 |
.05% |
.05% |
Monthly |
| $2,000.00 - $9,999.99 |
.10% |
.10% |
Monthly |
| $10,000.00 - $24,999.99 |
.15% |
.15% |
Monthly |
| $25,000.00 - $49,000 |
.25% |
.25% |
Monthly |
| $50,000 - and above |
.35% |
.35% |
Monthly |
Dividends calculated on the average daily balance, compounded and paid monthly. The rates above were paid as of December 31, 2011 and are subject to change monthly without notice.
|

SHARE
TYPE 30 HIGH YIELD SHARES
Minimum Balance to Open: $2000
|
| Tier |
Dividend
Rate |
Annual
Percentage
Yield |
Compounding
Period |
| $5.00 - $1999.99 |
.05% |
.05% |
Monthly |
| $2,000.00 - $9,999.99 |
.10% |
.10% |
Monthly |
| $10,000.00 - $24,999.99 |
.15% |
.15% |
Monthly |
| $25,000.00 - $49,999 |
.25% |
.25% |
Monthly |
| $50,000 - and above |
.35% |
.35% |
Monthly |
Dividends calculated on the average daily balance, compounded and paid monthly. $5.00 monthly fee if the balance falls below $2000.00 at any time during the month. The rates above were paid as of Dec 31,2011 and are subject to change without notice.
|

|
Certificates
|
Term in Months |
Dividend Rate |
Annual Percentage Yield |
Compounding Period |
| |
Jumbo CD's Now Available Call For Details |
Jumbo CD's Now Available Call For Details |
|
| 6 Mo. Certificate ($1,000 Min) |
.05% |
.05% |
Monthly |
| 1 Yr. Certificate ($1,000 Min) Special Rate |
.25% |
.25% |
Monthly |
| 18 Mo. Certificate ($1,000 Min) |
.15% |
.15% |
Monthly |
| 2 Yr. Certificate ($1,000 Min) |
.25% |
.25% |
Monthly |
| 3 Yr. Certificate ($1,000 Min) Special Rate |
.55% |
.55% |
Monthly |
| 4 Yr. Certificate ($1,000 Min) |
.40% |
.40% |
Monthly |
| 5 Yr. Certificate ($1,000 Min) |
1.00% |
1.00% |
Monthly |
| 6 Mo. IRA Certificate ($1,000 Min) |
.05% |
.05% |
Monthly |
| 1 Yr. IRA Certificate ($1,000 Min) Special Rate |
.25% |
.25% |
Monthly |
| 18 Mo. IRA Certificate ($1,000 Min) |
.15% |
.15% |
Monthly |
| 2 Yr. IRA Certificate ($1,000 Min) |
.25% |
.25% |
Monthly |
| 3 Yr. IRA Certificate ($1,000 Min) Special Rate |
.55% |
.55% |
Monthly |
| 4 Yr. IRA Certificate ($1,000 Min) |
.40% |
.40% |
Monthly |
| 5 Yr. IRA Certificate ($1,000 Min) |
1.00% |
1.00% |
Monthly |
| Month Regular and IRA Certificate Special ($1,000 Min) |
0% |
0% |
Monthly |
| Month Regular and IRA Certificate Special ($1,000 Min) |
0% |
0% |
Monthly |
| |
|
|
|
| |
|
|
|
| |
|
|
|
| 2-1-2012 |
|
|
|
|
|
|
|
|
|
|
 |
|
|
|
|
|
|
|
|
Loans
|
| Loan Type |
Annual Percentage Rate |
Terms |
| New Cars and Trucks |
As low as 3.04% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% financing, maximum term 65 months. For 66-71 months add .50%, 72 months available for $15,000.00 or more add .75%. |
| Used Cars and Trucks |
As low as 3.04% *Interest rate to be determined by Beacon Credit Score |
Up to 100% NADA Retail + Tax + Title. Terms vary based on age and mileage of vehicle. Contact Credit Union for details. |
| New Motor Homes, Travel Trailers, and Boats |
As low as 3.04% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% financing, maximum term 65 months. For 66-71 months add .50%, 72 months available for $15,000.00 or more add .75%, 84 month available for $25,000.00 or more add .75% to base rate. (Based on beacon score) |
| Used Motor Homes, Travel Trailers, and Boats |
As low as 3.04% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% NADA Retail + Tax + Title. Terms vary based on age of vehicle. Contact Credit Union for details. |
| New Motorcycle Loans |
As low as 4.04% *Interest rate determined by Beacon Credit Score. |
Up to 100% financing, maximum term 65 months. For 66-71 months add .50%, 72 months available for $15,000.00 or more add .75%. |
| Used Motorcycle Loans |
As low as 4.04% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% NADA Retail + Tax + Title. Terms vary based on age and mileage of vehicle. Contact Credit Union for details. |
| New Miscellaneous Collateral |
As low as 4.54% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% financing, maximum term 60 months. |
| Used Miscellaneous Collateral |
As low as 4.54% *Interest rate to be determined by Beacon Credit Score. |
Up to 100% NADA Retail + Tax + Title. Terms vary based on age of collateral. Contact Credit Union for details. |
| Unsecured |
As low as 6.49% *Interest rate to be determined by Beacon Credit Score. |
Maximum term 60 months. Minimum payment is $50.00 per month. Contact Credit Union for details. Restrictions apply. |
| Share Secured |
As low as 3.75% |
Maximum term is 120 months. |
| Certificate Secured Loans |
Current Certificate rate + 2% |
Maximum certificate balance for remaining term of certificate. Balloon note due on the maturity of certificate. |
| First Mortgage Loans (Purchase or refinance) |
Call for Current Rates Rates change daily, Please call 1-800-400-4540 for a current quote |
Most types of financing available, Terms to 30 years available |
| Visa® Classic |
Fixed rate as low as 12.99% |
No Annual Fee, Grace Period on Purchases |
| |
|
|
| |
|
|
| |
|
|
| 12-20-2010 |
|
|
 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
 |
|
|
|
|
|
|
|
|
|
 |
|
|
|
|
|
|
|
|
 |
 |
 |
 |
 |
 |
 |
 |
|
 |
 |
 |